ING Direct

INGDirect.com is currently offering 4.5% APY on its FDIC-insured savings accounts. This rate has risen over the past and remained competitive with many of the other rates seen from other competitive banks. The chart below shows their rates compared to the national savings average.



ING also has a very unique all-electronic, paperless checking account that also pays a competitive yield. The account has free online bill pay, free transfers to other ING accounts, and they will even send paper checks to people of your choose - just provide the address!

ING's other offerings include CDs, home loans, home equity, investment accounts, and retirement accounts. All of these also have very competitive rates and returns.

When we called ING Direct to get more information about their products, we were pleased to discover a very friendly staff that was more than willing to help out. So, we have to rate the customer service very high as well!

Overall, ING Direct's excellent rates, growing offerings, and great customer service make them an institute that we would highly recommend. Checkout INGDirect.com to open an account today or talk to one of their friendly reps.